EPOS Systems & Card Payment Solutions for Hospitality Businesses in the South West
When your till goes down on a Saturday night, you need one person who picks up the phone. Not a helpdesk. Not a different department. Me.
Andy Miller. Hospitality EPOS expert. 40 years in the industry. One number.
5.0 on TrustPilot
Sound familiar?
A card machine supplier walks into your pub and offers you a better deal. The first thing you ask is: "Will it work with my EPOS system?"
If you're asking that question, you're already thinking about the right thing.
And that's exactly the problem.
My name's Andy. After more than 40 years working in hospitality, I've seen too many pubs, bars and restaurants caught between separate EPOS providers and card payment companies.
You save a few pounds on your card machine, then one day something stops working. The EPOS provider blames the card payment company. The card payment company blames the EPOS provider. It's Saturday night, your customers are waiting, and nobody's taking responsibility.
That's why I started Credo FS.
I believe your EPOS system and card payments should work together seamlessly, with one trusted partner and one number to call when you need help.
5.0 on TrustPilot, 6 reviews, all five stars
Forty years on your side
I'm not an EPOS salesman chasing the next deal, and I'm not here to sell you a card machine that doesn't fit your business.
I'm Andy, and I've spent more than 40 years working in hospitality. I spent 20 years with Whitbread plc, ran my own pubs and restaurants, and saw too many good operators being sold technology by people who'd never worked a busy Friday night.
That's why I started Credo FS.
I know the right EPOS system and card payment solution can make running a pub, bar or restaurant easier. The problem was never the technology. It was finding someone who understood hospitality and stayed around to support you after the paperwork was signed.
40+
years in hospitality
100%
independent advice
1
point of contact
How it works
One integrated EPOS system. One call. One person.
Most pubs, bars and restaurants are running separate EPOS systems and card payment solutions that are supposed to work together but often don't. I replace that with one fully integrated EPOS system that's installed, supported and managed by me. One system. One supplier. One number to call.
You tell me what you've got, what's driving you mad and what you actually need. No sales pitch. No pressure. Just a straightforward conversation about your current EPOS system, card payments and where your business needs to go.
I review your setup, your card payment rates and your connectivity. I'll tell you what's working, what isn't and what it's really costing you. Most hospitality businesses I review are overpaying by 20-40% on card processing alone.
Where possible, I recommend a fully integrated EPOS system where the card reader is built into the till. No separate machine. No Wi-Fi connection to fail. No finger-pointing when something goes wrong. Just one reliable system supported by providers I've used and trusted myself.
This isn't a sale. It's an ongoing relationship. You get one number, mine, for everything. EPOS question? Call me. Card payment issue? Call me. Wi-Fi down? Call me.
Why work with me
Why pubs, bars and restaurants work with me.
Peace of mind
One integrated EPOS system. One point of contact. One person who answers the phone. You focus on running your pub, bar or restaurant, and I'll make sure your EPOS system and card payment solution keep working.
1 number
Save time
Integrated EPOS systems and card payment solutions that work together from day one. No end-of-day discrepancies. No chasing multiple suppliers. No wasting time working out who's responsible when something goes wrong.
0 finger-pointing
Save money
Most hospitality businesses I review are overpaying for card processing. I'll show you exactly where your money's going, reduce unnecessary costs and help you keep more of every payment.
20-0%
The root cause nobody talks about.
Around 90% of EPOS system and card payment issues come down to one thing: the Wi-Fi connection between the two systems failing. Most EPOS and card payment providers ignore it because it isn't their problem to fix. I solve it at the source. Where appropriate, I provide dedicated Starlink connectivity as part of a fully managed EPOS solution. That means your EPOS system has its own reliable internet connection, completely separate from your guest Wi-Fi. No dropped connections. No Saturday night emergencies. No excuses.
How to get started
Talk it through, or have a look at the kit?
Some people want to talk through their current EPOS system first. Others want to compare EPOS systems and card payment solutions before they decide. Either way, you'll end up talking to me.
Want a second opinion?
I'll go through your current EPOS system, card payment provider, broadband and booking system with you. I'll tell you what I'd change, what I'd leave alone and where you could save money. No sales pitch. No obligation. No contract.
Know what you're after?
Explore the EPOS systems, card payment solutions and hospitality technology I recommend. Integrated tills, online ordering, bookings, broadband and funding, all chosen because they work in real hospitality businesses.
Hospitality EPOS features
More than a till
A modern hospitality EPOS system should do far more than take payments. The right EPOS system connects every part of your pub, bar or restaurant, helping you save time, improve customer service and run your business more efficiently.
Customer loyalty programmes
Reward regular customers, encourage repeat visits and build stronger relationships with integrated loyalty programmes.
Marketing tools
Send targeted offers, promotions and updates directly from your EPOS system to keep customers coming back.
Bookings
Manage reservations, tables and customer bookings from one integrated hospitality EPOS system.
Online ordering
Fully integrated online ordering with your EPOS system. No duplicate orders. No manual re-keying.
Invoicing
Create invoices, manage suppliers and keep your business organised from one connected system.
Gift cards
Sell, redeem and manage gift cards directly through your EPOS system, creating another revenue stream from day one.
Additional services
If your business needs it, I can also help with:
- Free business bank accounts
- Merchant cash advances
- Flexi-loans
Everything through one conversation. Everything with one trusted partner who understands hospitality.
Independent Reviews
5.0 out of 5 on TrustPilot
6 Reviews
Every review is from a pub, bar, restaurant or hospitality business I've personally worked with.
Verified
All reviews posted independently on TrustPilot by real customers.
What clients say
“The best experience since starting my business in 2016. I always recommend Andy to fellow traders.”
Ron De La Cruz, TrustPilot
From the podcast
Owners, suppliers, and what actually goes on behind the bar.
Every week I sit down with someone in the trade and we get into the stuff that doesn't make the brochure, the decisions that went well and the ones that cost a fortune.
Episode 01
NewCommunity pubs still matter.
Kelly & Phil, The Ebberley Arms, Barnstaple.
Episode 02
Recording soonNext episode in production.
New conversations from the trade, dropping regularly.
Episode 03
Recording soonMore conversations on the way.
Owners, suppliers, and the people behind the bar.
Ready to find out if you're getting a fair deal?
Give me 15 minutes and I'll review your EPOS system, card payment costs and current setup. I'll tell you what's working, what isn't and whether you're getting a fair deal.
No sales pitch. No contract to sign.